Workshop: Banks and the Financing of the Real Economy
Organizers:
Olena Havrylchyk (Université Paris 1 Panthéon-Sorbonne)
Thomas David (ESCP Business School)
Registration (subject to availability):
If you would like to attend, please contact Lira Mikayelyan by email.
Sponsored by: Sorbonne Alliance
Location: Panthéon Sorbonne – Centre Panthéon, Paris, Salle 6
Program
Morning Session
Wednesday, December 3, 2025
9:00 – 9:40 am – Breakfast
9:40 – 9:45 am – Welcome
9:45 – 10:30 am
Scoping Out Borrowers: The Role of Credit Products in Relationship Lending
Authors: Paul Beaumont, Mathias Lé
Presenter: Mathias Lé (Banque de France)
Discussant: Michael Troege (ESCP)
10:30 – 11:00 am – Break
11:00 – 11:45 am
Some Don’t Like it Hot: Bank Depositors and NGO Campaigns Against Brown Banks
Authors: Clément Mazet-Sonilhac, Jean-Stéphane Mésonnier
Presenter: Jean-Stéphane Mésonnier (Banque de France)
Discussant: Pat Akey (ESSEC)
11:45 am – 12:30 pm
Mortgage Moratoria as Fiscal-free Stimulus: Evidence from Belgium
Authors: Bulent Guler, Julia Jesionek, Yasin Kürşat Önder, Koen Schoors,
Milan van den Heuvel
Presenter: Koen Schoors (Ghent University)
Discussant: Thomas David (ESCP)
12:30 – 2:00 pm – Lunch (upon invitation)
Afternoon Session
Wednesday, December 3, 2025
2:00 – 2:45 pm
Does the deterioration of local economic conditions affect radical voting?
Evidence from EU-mandated bank branch closures
Authors: Jose M. Martin-Flores, Alfredo Martin-Oliver, Anna Toldra-Simats, Sergio Vicente
Presenter: José Martin-Florès (CUNEF Madrid)
Discussant: Victor Saint-Jean (ESSEC)
2:45 – 3:30 pm
Mutual-to-Stock Conversions and Customer Welfare: Evidence from U.S. Savings Banks
Authors: Mattia Girotti, Richard Meade
Presenter: Mattia Girotti (Paris Dauphine University – PSL)
Discussant: Dorota Skala (University of Szczecin)
3:30 – 4:00 pm – Break
4:00 – 4:45 pm
A Biodiversity Stress Test of the Financial System
Authors: Sophia Arlt, Tobias Berg, Xander Hut, Daniel Streitz
Presenter: Sophia Arlt (Bundesbank / Goethe University Frankfurt)
Discussant: Axel Buchner (ESCP)